How do we rate? Calculate your earnings.2

Calculated at the Maximum Tiered Rate of 1.25% APY | Interest Compounded Daily



Calculate
You Could Earn $0.00 with Bank of Internet USA or
$0.00 with the National Average.3

1 The Annual Percentage Yield (APY) is accurate as of . The interest rate and corresponding APY for Rewards Checking and is variable and set at our discretion. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

2 Rewards Checking Account allows you to control your interest rate reward based on the products/services used during the month. This is a tiered, interest earning variable rate account. All daily collected balances up to and including $150,000 will earn interest based on the combined rate rewards. All daily collected balances greater than $150,000 will not earn interest. Your interest rate can be as high as 1.24% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1,000 or more each month will earn .4166%; at least ten (10) point-of-sale transactions per month using your Rewards Checking VISA Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn .4166%; and fifteen (15) or more point-of-sale transactions per month using your Rewards Checking VISA Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn .4166%. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to the account. At the time of your statement cycle date we will determine the combined products and services used since the previous cycle date to determine the aggregate interest rate to apply to your current statement cycle. We will use the daily balance method to calculate the interest on your account. Please see our Schedule of Interest Rates on our Website for the current interest rates and annual percentage yield (APY). 

3 Rating of 4.5 Stars for Android App on Google Play.

 

 

 





    Open Your Account Today

    Stop Throwing Money Away on Bank Fees and Start Earning up to 1.25% APY1 Today!

    • Never Pay a Monthly Maintenance Fee
    • No Need to Keep a Minimum Balance
    • No Overdraft or Non-Sufficient Fund Fees

    • 
    Unlimited Domestic ATM Withdrawals

    And... Turn Everyday Purchases Into Cash With Our Purchase Rewards Program

    How do we rate? Calculate your earnings.2

    Calculated at the Maximum Tiered Rate of 1.25% APY | Interest Compounded Daily

     


     
    You Could Earn $0.00 with Bank of Internet USA or
    $0.00 with the National Average.3
    See How it Works
    High Interest with Checking Convenience
    Our Money Market Savings Account offers the security of a traditional savings account with the benefit of a high-interest rate4 and check-writing5 flexibility. 

     

    High Interest with
    Checking Convenience
    Our Money Market Savings Account offers the security of a traditional savings account with the benefit of a high-interest rate4 and check-writing5 flexibility. 

     

    Money Market Savings

    Earn up to 1.00% Cash Back6
    With CashBack Checking, you will benefit from no-fee checking while earning more cash back every time you use your Bank of Internet USA debit card at the places you love to shop.

    CashBack Checking

    Earn up to 1.25% APY

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    Earn up to 1.25% APY1 when you open a 
    Rewards Checking2 account!

    Rewards checking: Simple and free!

    No fees for maintenance, overdrafts, or non-sufficient funds.

    Convenient use of any domestic ATM - we’ll automatically refund the fees charged by other banks.

    Digital banking is what we do best!

    • Online Banking
    • Mobile Banking
    • Mobile Payments
    • Top rated mobile apps3

    The rewards keep getting better.
    Open your account today!

    Still need more info?
    Bank of Internet Customer Sales 1-855-263-4333

    Let your money
    make you money!

    Earn up to 1.25% APY1 when you open a 
    Rewards Checking2 account!

    Rewards checking: Simple and free!

    No fees for maintenance, overdrafts, or non-sufficient funds.

    Convenient use of any domestic ATM - we’ll automatically refund the fees charged by other banks.

    Digital banking is what we do best!

    • Online Banking
    • Mobile Banking
    • Mobile Payments
    • Top rated mobile apps3

    The rewards keep getting better.
    Open your account today!

    Still need more info?
    Bank of Internet Customer Sales
    1-855-263-4333

    Earn up to 1.25% APY

    The Rewards $50 Promotion Has Ended

    The Rewards $50 Promotion Has Ended